Wallet & payout addresses
View received balances and configure where funds are forwarded after each payment.
The Wallet page gives you an accounting view of all funds received by your merchant. Because payzum is non-custodial, withdrawals happen through your own wallet software — the dashboard does not have a withdraw button.
The wallet view
Go to Merchants → [your merchant] → Wallet to see a table of received balances broken down by:
- Chain — the network the funds arrived on.
- Token — the currency symbol (e.g. USDC, ETH, BTC).
- Standard — the token standard (Native, ERC20, SPL, TRC20, etc.).
- Mode — mainnet or testnet.
- Total received — aggregate of all paid and overpaid invoice amounts for this token.
- Invoices — the count of invoices that contributed to the balance.
- Last received — timestamp of the most recent payment.
payzum does not custody funds. The totals shown are accounting roll-ups from paid invoices. Funds are already on-chain at your HD-derived merchant addresses — use your own wallet software to manage them.
You can export the full deposit history as a CSV using the Export deposits CSV button.
Configuring payout addresses
When auto-convert to stablecoin is disabled, you must configure a payout address for each chain group you accept. This tells payzum where to forward received funds after settlement.
Go to Merchants → [your merchant] → Settings and scroll to the Payout addresses card. The card shows one address field per chain group derived from your accepted-tokens configuration:
- EVM chains (Ethereum, Polygon, BSC, etc.) share a single EVM address.
- Non-EVM chains (Solana, Tron, Bitcoin, Toncoin, etc.) each have their own address field.
Enter a valid address for each group and save. Addresses are validated against the expected format for each chain before saving.
If you accept a chain but leave its payout address blank (and auto-convert is off), payzum will block new invoices on that chain at checkout. The settings page shows a warning for any chain with a missing forwarding path.
When auto-convert is enabled
When stablecoin auto-convert is on, the payout addresses card remains visible but the address input form is replaced with an explanatory note: received funds already forward to the stablecoin address configured on the Auto-convert to a stablecoin card, so per-chain payout addresses are not needed. Turn off auto-convert to restore the address input fields. See Conversions & settlement for details.